Home Loan Tracker


bank melbourne Vowamp-logoBOQ Bank

cba-diamondcitibankWestpac LogoNAB imagesANZING_Bank_logo

What is a Home Loan Tracking Service?

At Medicaid Finance we hold an Australian Credit Licence and are accredited with major lenders in the market of which some are represented above. Our objective is to ensure that our clients' home loan package is always competitive within the market place by tracking interest rates movements with associated banking fees and keeping you informed of trends in the home loan market in terms of loan features and advising you of your estimated annual equity built-up in your property portfolio.

This is an important feature of our tracking service as it gives you the opportunity of considering other investments or expanding your property portfolio as we use our affiliate group partner BPRE Real Estate Property Valuation Market Estimates to calculate your equity levels.

Why do you need a Home Loan Tracking service? The inherent nature of the banking system is to be competitive. Hence, banks are always trying to associate themselves with professional associations and cater for the needs of the professional market due to its low risk default levels. Usually a bank enters into a tender process every four to five years with various professional associations in the race to win exclusive marketing rights and the one deemed to provide the most competitive home loan package wins the tender agreement process.

The term of the agreement is usually four to five years. Within the agreement it gives the bank the exclusive marketing rights to deliver banking services to the members of the association over a specified period usually five years. 

This is a win situation for parties to the deal, the members receive high interest rates discounts with lower or waived banking fees and the professional body/association receives a commission payment from every loans that settles.

The commission is then reinvested back within the association to benefit its members and the lender also benefits from increased business volumes. Sometimes more than one bank is selected to provide member services.  

Medicaid Finance monitors market trends and will make sure that you as a professional will always have the most viable competitive interest rate and fee structured home loan package in the market.  


You can order this service via the Inner Circle online store or contact your Medicaid Private Manager