Variable and Fixed Interest Rate Discounts
Lifetime Upfront and Ongoing Fees Waivers
Credit Assessment Policy with Flexibility
You qualify for ongoing interest rates discounts applied to the fixed rates and variable rate. Saving you thousands in interest payments over time.
Waived establishment and ongoing management fees. Saving you thousands in fee charges over time.
The Medical Industry is considered a low credit risk exposure. More flexible banking underwriting policies apply. This helps you achieve your financial objectives sooner.
Members of the Medical Profession can benefit from interest rates discounts and home loan fee waivers for the life of the loan which translates into thousands of dollars in savings which in turn help you reduce the loan term and accelerate equity build up.
How do you qualify?
You need to show evidence that you are employed within the medical industry and or you are a member of a Medical Association such as the Australian Medical Association (AMA) or the Australian Dental Association (ADA) or the Australian Psychological Association there are numerous medical associations in Australia that qualify under this program. Contact for a qualifying list.
We specialise in providing a truly personal and dedicated service to the medical and dental sector. This expertise covers not only business needs but also assistance in personal finance.
We offer three key benefits to your profession:
* A deep understanding of your industry’s particular financing need
* A long-term view to support and build your practice
* A highly personalised service with a dedicated financial specialist
Our Medic Private Program services focus on entrepreneurial individuals – those who take an active interest in protecting and growing their wealth.
» Attractively low 3 year fixed interest rate of 3.99% p.a.* (4.87%p.a comparison rate**) at up to 90% LVR (minimum loan size $350 000)
» Option of offset transactional account to reduce interest charges (linked to variable rate home loans only)
» A credit card+ where you can earn your choice of airline reward points and other features and benefits
We also provide expert advise when buying your next property including the following key components:
* Market trends and insights
* Accessibility of the market for first home buyers and investors
* Finding the right property
* Avoiding property pitfalls and common mistakes
* How much can you afford to borrow
* Choosing the best home loan for you
* Understanding the home loan process
Medicaid Loan Guide
There are hundreds of home loans on offer. Unsurprisingly, there are equally as many situations for taking out a loan or changing your current mortgage arrangement.
For this reason, it can seem daunting to find the right loan for your needs. Whether you’re looking to buy your first home, an investment property or refinance an existing loan, you’ll need to consider fees, rates, repayment terms, insurance and even customer service.
We have the Medicaid Loan Guide – tips for a first time, investment or refinancing loan, you can decide on a home loan that meets your requirements. This guide will take you through all the elements of finding, researching and comparing loans with practical tips from the experts.
- The essential questions to ask before applying for a loan;
- Whether to opt for a fixed or variable loan;
- The pros and cons of the ‘Big Four’ banks, online lenders and more.